negative equity

noun

1. 资产负值， 负资产 （资产值低于抵押款）
   the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

1. 负资产
   If someone who has borrowed money to buy a house or flat has negative equity, the amount of money they owe is greater than the present value of their home.

1. House prices have fallen for five years, forcing many home owners into the negative equity pit.
   楼价连跌五年，不少业主身陷负资产困局。
2. To restore its financial health and escape negative equity, the private sector as a whole had no choice but to pay down debt or increase savings levels, even at zero interest rates.
   要使日本金融业恢复健康，避免出现负资产，私人部门别无选择，只能偿付债务，或者提高储蓄水平，即便利率为零。
3. One in four Dutch homebuyers is in negative equity as a result of falling property values.
   由于房价下跌，拥有房产的荷兰人中有四分之一已处于负资产状态。
4. The resulting economic shrinkage is leaving large swathes of property in negative equity.
   随之而来的经济萎缩，使大量房地产都变成了负资产。
5. Voters still hold their own politicians to account for the insecurities that flow from interdependence. Blaming someone else offers insufficient answer to the homeowners trapped in negative equity or to depositors or creditors in a failing bank.
   选民们仍然要求自己的政客对相互依赖所带来的不安全局面负责。对陷入负资产困境的房主或破产银行的存款人或债权人来说，怪罪另一个人也不不足以解决他们的问题。
6. With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
   当投资者受到房价不断下跌和（某些情况下）负资产日益上升的困扰时，股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。
7. The problem for banks owning mortgage debt is that the two greatest causes of foreclosure negative equity and unemployment are both set to rise further.
   对于拥有抵押债务的银行来说，问题在于造成丧失抵押品赎回权的两个最大因素负资产和失业都必定会继续上升。
8. Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
   一旦房屋成为负资产，借贷者继续偿付贷款的动力将有所下降。
9. According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
   根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。
10. Furthermore, the stabilisation of property prices has relieved, to a large extent, the problem of negative equity.
    此外，房地产价格的回稳亦大大纾缓了负资产的问题。
11. America has never experienced negative equity on this scale before.
    美国以前从未经历过规模如此之大的负资产状况。
12. Since this is an average number, and some households have little or no mortgage debt, this suggests that the proportion with negative equity likely increased significantly as well.
    考虑到这是一个平均数字，而一些家庭的抵押贷款债务很少或没有，这意味着（房屋）资产净值为负的比例可能也出现了大幅上升。
13. Met representatives of the coalition of sandwich class housing to discuss the problem of negative equity, interest rate for second mortgage loans and penalties.
    与夹屋大联盟的代表会面，讨论有关负资产问题和二按息率及罚款的问题。
14. This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
    这够糟的了，但伴随房价下跌时，意味着许多人面对的是一种尤为残忍的负资产。
15. The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
    数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
16. The average interest rate paid by negative equity property owners was0.60% less than the current best lending rate, 3 basis points lower than the average interest rate obtained by the survey of December last year.
    负资产业主支付的平均利率为现时最优惠利率减0.60厘，比去年12月调查所得的平均利率低3基点。
17. Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
    负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。
18. At the moment, more and more American households are choosing the first as a way of dealing with the problem of negative equity, while more and more companies are being driven towards bankruptcy.
    目前，越来越多的美国家庭正在选择第一种方式来处理负资产问题，而越来越多的企业被迫申请破产。
19. Hong Kong Monetary Authority Announces Results of Latest Survey of Banks on Residential Mortgage Loans in Negative Equity
    香港金管局公布银行负资产住宅按揭贷款最新调查结果
20. The government auctions off parcels of land sparingly, since nothing upsets the powerful more than negative equity.
    香港政府每次只拍卖极小一块地，因为再没有什么比负资产更让那些有权有势者恼火的了。
21. By stopping the downward overshooting of house prices, the mortgage replacement programme would help all homeowners, including those who now have negative equity.
    通过阻止房价过度下跌，抵押置换计划将帮助所有房屋业主（包括目前持负资产者）。
22. Policymakers may worry about the effect of housing problems on unemployment homeowners in negative equity may not be able to move in search of jobs but the more important effect runs the other way.
    决策者可能担忧房地产问题对失业率的影响资不抵债的屋主可能无法为工作而搬家但更要命的影响还在别处。
23. At the very least, this would rescue many homeowners from the nightmare of negative equity.
    这种做法至少会将许多房主从负资产的噩梦中拯救出来。
24. But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.
    但其所作所为实际上违背了美国财政部的广义目标：减少丧失房屋抵押赎回权的概率，清除沉积在金融体系中的坏账和负资产，并且恢复借贷的活力。
25. A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
    通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
26. Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
    研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
27. What is required is action by the president and Congress: to help homeowners with negative equity and businesses that cannot get credit, to remove the threat of higher tax rates, and reduce the out-year fiscal deficits.
    现在需要的是总统和国会采取行动：向拥有负资产净值的住房所有者和无法获得信贷的企业伸出援手，消除加税的威胁，并削减未来几个财年的财政赤字。
28. But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
    但正如摩根士丹利（morganstanley）指出的那样，如果考虑到退休、医疗和教育等账外债务，中国普通消费者实际上是负资产。